You’ve spent a lifetime building your career, and now it’s time to take a step back and switch your focus to your family and other activities you enjoy. But without a solid estate plan, your heirs could be unnecessarily exposed to hefty estate taxes, which take your hard-earned money from them and hand it to the government. You need a plan that minimizes your tax exposure and maximizes your legacy.

At the Howard Kaye Insurance Agency, LLC, we use life insurance to create superior estate plans. Life insurance in estate planning is all about leaving your heirs and your charities the absolute most money possible. Let the life insurance company pay the estate tax for you. We both know they can afford it.

Life insurance is a dynamic estate planning tool that turns the popular premise of estate planning on its ear.

Life insurance can:

• create estate liquidity,
• leverage the size of your estate,
• help facilitate a business succession plan, and enhance your charitable giving.

Let Howard Kaye Create a Plan For You

Even if you have an existing estate plan, life events such as second marriages and the introduction of stepchildren will often necessitate changes to that estate plan.    

We’ve been helping families create and preserve wealth for decades. As life insurance advisors, we believe the team you work with is crucial in creating and implementing the appropriate estate planning strategy. These issues are far too important to be handled by just anybody.

Contact us today or call us at 800- DIE-RICH (343-7424) and start creating a real plan to organize your finances, reduce your tax exposure, and create a longer lasting legacy for your heirs.