Blog
News, events, and advice
Changing the Way You Buy Life Insurance
At the Howard Kaye Insurance Agency, LLC, our minds work a little differently. We create innovative and effective life insurance solutions. Sometimes that means we take the road less traveled. The truth […]
The 2023 Qualified Charitable Distribution Rules Impacting Your Estate
Some feel a philanthropic tug on their heartstrings from time to time, while others make charitable donations an integral part of their financial plan. Whether you fall into one category […]
The Guaranteed Income Annuity Pros and Cons for Retirement Income Planning
Guaranteed income annuities are an important part of retirement planning. They provide a guaranteed stream of income for life and can help retirees maintain their quality of life in retirement. […]
What Is the Current Lifetime Gift Tax Exemption for 2021?
Gifting is a well-known strategy for passing the legacy of your wealth to the individuals and nonprofit organizations close to your heart. But there are a number of different factors […]
The Best Estate Planning Strategies for High Net Worth Investors
Estate planning is no small feat; in fact, for most individuals, it’s an ongoing process. Even with the guidance of a team of financial and tax advisors, estate planning experts, […]
How to Guarantee Tax-Free Retirement Income by Investing in Life Insurance
“There are only two guarantees in this life, death and taxes.” This popular saying is usually attributed to Benjamin Franklin circa the 1780’s but has certainly come into much wider […]
The Pros and Cons of Joint and Survivor Annuity Rules for Married Couples
Do you remember the days when you could walk across the stage at your high school graduation and, the very next day, walk from local business to local business and […]
Does Term Insurance Have Value as an Investment Alternative? What Your Financial Advisor May Not Know
“The market always bounces back.” “Own your age in bonds.” “Only risk what you’re willing to lose.” These are all common investment sayings you may have heard, possibly even from […]
Non-Qualified Annuity Beneficiary Distribution Tax Options: How to Protect Your Investment—and Loved Ones
Non-qualified annuities—that is, annuities that are not part of an IRA or other tax-qualified retirement plan—can serve as a valuable component of your financial and estate plan. However, there are […]