Portfolio Insurance

“There are only two guarantees in this life, death and taxes.” This popular saying is usually attributed to Benjamin Franklin circa the 1780’s but has certainly come into much wider use since the [...]

Clients routinely inquire about whether their life insurance policy will bring an additional tax burden to their loved ones. In fact, how to avoid such a burden is an issue that I frequently [...]

Clients often ask me about the role of their annuities in legacy planning. There is a wide range of options available for creating an annuity, including some with death benefits, so it is [...]

For some of our clients, investing in the stock market isn’t just a financial planning strategy. It’s a way of life. They enjoy investing, and they don’t want to give it up just because most [...]