Legacy Planning

Clients often approach us seeking advice on how to choose from the dozens of financial products that are available for retirement. The second half of this question is often, “…and which products [...]

Over 200 years ago, Benjamin Franklin said, “In this world, nothing can be certain except death and taxes.” Unfortunately, this is as true today as it was in 1789, with the rules governing taxes [...]

A recent survey found that 23% of Americans in the last year have increased the amount that they’re saving for retirement. Young adults appear to be the biggest savers, which means that they’re [...]

Ensuring a lasting legacy is the goal for many clients who seek the advice of financial advisors, but many legacy planning strategies fall short in accounting for the complexities of [...]

Our primary goal as life insurance advisors is to help you efficiently pass money along from one generation to the next. One way we do that is by using life insurance to transfer money through a [...]

When it comes to transferring your wealth to the next generation, you have several options. You can keep things really simple and pass along bank and brokerage accounts full of stocks, bonds, and [...]

Imagine this scenario: Bruce is a 70-year-old retired business owner with a 40-year-old son, Rick. Rick has a two-year-old daughter, Ava, and a baby on the way. Bruce wants to help pay for [...]

A client came into the office the other day wanting to talk about options for getting rid of an annuity she’d purchased and then later determined she didn’t need. This happens occasionally when [...]

Most of us who are looking to create a legacy have the same basic goal: transfer as much money as possible to the next generation without too many headaches or delays. What sort of headaches or [...]

Most of our clients who come to us for estate tax planning aren’t in our offices because they want to leave a couple thousand dollars behind so their heirs can pay their bills. They’re in our [...]