Privacy Policy

Welcome to the Internet site, HOWARDKAYEINSURANCE.COM. Read this Privacy Policy carefully before using HOWARDKAYEINSURANCE.COM. By using the HOWARDKAYEINSURANCE.COM site, you agree to be bound by the Privacy Policy. If you do not agree, please exit the site. DO NOT RELY ON THIS WEB SITE FOR LEGAL OR TAX ADVICE. SEEK COUNSEL OF A LICENSED ATTORNEY IN YOUR JURISDICTION FOR ANSWERS TO YOUR LEGAL PROBLEMS OR QUESTIONS.

INFORMATION GATHERING

HOWARDKAYEINSURANCE.COM does not collect personal information about users of its web site. Any information volunteered through submissions of the users will only be used to communicate with the user. Information will not be gathered, sold, distributed or published. This is a passive site that exists only to provide a collection of links to other resources outside of this site. The owner of this site has no control over third party resources, content or information gathering practices of other sites. HOWARDKAYEINSURANCE.COM disclaims all responsibility for the accuracy, content and/or appropriateness of any third party external pages.

A cookie is a string of characters that can be written to a file on the user’s hard drive when the user visits a web site. HOWARDKAYEINSURANCE.COM does not use ‘cookies’ to collect information.

CHILDREN

HOWARDKAYEINSURANCE.COM is not directed to children under the age of 13. HOWARDKAYEINSURANCE.COM does not target, and is not intended to attract children under the age of 13. HOWARDKAYEINSURANCE.COM does not knowingly solicit ANY information from children under the age of 13, or send them requests for personal information.

LINKS TO EXTERNAL INTERNET SITES

It is important to note that HOWARDKAYEINSURANCE.COM may contain links to other sites that may not follow the same privacy policies as HOWARDKAYEINSURANCE.COM. These sites may use cookies, collect data, and use the data in ways that HOWARDKAYEINSURANCE.COM does not. HOWARDKAYEINSURANCE.COM is not responsible for the privacy practices or any information or materials on these other sites. Please visit these sites if you wish to review their privacy policies.

CHANGES TO THIS AGREEMENT

HOWARDKAYEINSURANCE.COM reserves the right, at its discretion, to modify, add or delete portions of these terms at any time by posting updated terms of use on HOWARDKAYEINSURANCE.COM. Your continued use of HOWARDKAYEINSURANCE.COM following the posting of updated privacy policy will mean that you agree to those changes. Use of HOWARDKAYEINSURANCE.COM constitutes consent to any policy then in effect. Make sure that you read HOWARDKAYEINSURANCE.COM’s Terms of Use to understand additional terms and conditions which apply to the use of this web site.