Simply having life insurance is no guarantee your estate is sufficiently protected from the certain loss of value due to estate taxes. Because you purchased a life insurance policy years ago does not mean your heirs and charities are properly shielded from inherent market adversity and risk.
The life insurance advisors distinction is hugely important. While we do sell life insurance, selling is second to educating. Our mission is to teach consumers how to use life insurance to create and preserve wealth.
Howard KayePresident & Founding Life Insurance Advisor
Howard Kaye Insurance Agency, LLC.
1800 N. Military Trail
Boca Raton, FL 33431