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“Do we need life insurance if we don’t have kids?” This is something I hear a lot from childless couples who come into my office, and it’s a legitimate question. Life insurance isn’t just for [...]

In the sphere of prudent financial management and legacy safeguarding, the intricacies of estate taxation hold significant importance for high-net-worth individuals and especially for retirees [...]

Imagine working your whole life to build a legacy, only to have a large portion of it eaten away by estate taxes after you’re gone. At Howard Kaye, we specialize in helping clients protect [...]

Last week we met with a client who was approaching retirement. After a lifetime spent working hard, building something great, achieving success, and gaining financial stability, he viewed [...]

Estate planning plays a vital role in ensuring that your wealth is protected and passed on according to your wishes. One crucial element of estate planning is determining how much life insurance [...]